1
Use of this website
By accessing and using this website, you agree to use it lawfully, responsibly and in a manner that does not interfere with the website, its systems, its availability or the experience of other users.
2
Published information
Information published on this website is provided for general information, product guidance and customer support purposes. While reasonable care is taken in preparing content, information may be updated, corrected, withdrawn or replaced from time to time where appropriate.
3
Applications, products and approval
Loan applications, product descriptions, rates, fees, charges, tenure information and repayment examples made available through this website are subject to internal assessment, final documentation, approved facility terms and applicable legal or regulatory requirements. Submission of an application form or enquiry does not amount to approval, disbursement or a binding offer.
4
Customer responsibilities
Users are responsible for ensuring that information submitted through the website is accurate, current and not misleading. Users must not impersonate another person, submit false records or misuse the website for unlawful, fraudulent or harmful activity.
5
Document submission and security
IC photo and supporting documents should be submitted only through the official channels instructed by the company during review. Banking passwords, TAC, OTP, PIN, CVV and other sensitive credentials must never be submitted through website forms, chat tools or email.
6
Intellectual property
All website design elements, text, graphics, documents, trade names, trademarks, service marks and related materials remain subject to applicable intellectual property rights and must not be reproduced, distributed, modified, republished or used without proper authority, except where permitted by law.
7
Third-party links and external content
Links to third-party websites may be provided for convenience or reference only. The company does not control and is not responsible for the content, availability, accuracy, security or privacy practices of any external website.
8
Changes to these terms
These terms may be revised from time to time to reflect changes in legal, regulatory, operational or website requirements. Continued use of the website following any revision may be treated as acceptance of the updated terms.