Eligibility criteria, affordability expectations and document requirements.
Applicants can review the broad eligibility criteria, affordability expectations and supporting-document path before continuing.
Who Can Apply
Review our eligibility requirements to ensure you meet the basic criteria before applying.
Age and legal capacity
Applicants should be of legal age and legally capable of entering into a loan agreement under the applicable law and product criteria.
Income and affordability review
Applicants should have a verifiable source of income or other acceptable means of repayment that supports an affordability-based assessment.
Employment or business profile
Salaried, self-employed and business-owner applicants may be considered, subject to product rules, income verification and internal approval criteria.
Contactability and supporting records
Applicants should be reachable through valid phone and email details and may be required to provide supporting records during the formal assessment stage.
Prepare Your Documents Before Applying
Having the required documents ready speeds up the application process. Below are the essential documents you'll need.
Important Note
All documents should be clear and legible. Expired documents will not be accepted.
What You Need to Provide
Initial web submission
The public website collects the initial application details needed for first-contact assessment. If the application proceeds, IC photo and other supporting records will be collected through the official follow-up and document-review process.
Formal assessment stage
If the application proceeds, the company may request IC photo, identity verification, income proof, bank statements or other supporting documents through authorised and controlled channels only.
Document integrity
Applicants should provide complete and accurate information and should not submit blank-signed forms, altered records or documents through unofficial channels.
Identity Verification
MyKad (IC) or passport for non-Malaysians
Income Proof
Latest payslips and bank statements
IC photo and supporting documents should be handled only through official channels
Public online forms should collect the information needed for initial assessment. If IC photo, income proof or other supporting records are required, they should be requested only through the company's official and controlled document-verification process during formal review.
Read Privacy NoticeStart Your Loan Application Today
Once you've reviewed the eligibility criteria and prepared your documents, you're ready to begin your application.