Published
14 April 2026
Comparing loan offers requires more than looking at a headline rate. Customers should review the rate structure, tenure, instalment amount, total repayment, fees, charges and any late-payment consequences before deciding.
It is also sensible to compare product suitability, eligibility criteria, repayment flexibility, complaint channels and the quality of information made available before application.
A responsible comparison process helps customers choose based on affordability and full obligations instead of marketing language alone.